| First, beneficiary is merley a named person in a life insurance policy, so only that person can get that money.
money to pay health insurance is suppose to be paid to the health provider. So if the health provider was not paid they can sue the people who got the money for not paying them.
Next any money or property that he owed would go to his estate,
You did not say what the "family" was, cousins, brothers or sisters, children, wife ???
And even if the mother got the money, she would merely need to pay it to the medical provider. |