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Add your answer here.Check out some similar questions! How to respond to a civil action for debt incurred c. Ten years ago? [ 7 Answers ] recently got a letter in the mail from a law firm working for a collection agency which has been trying to get me to pay a debt of (now around 7k with interest) incurred about ten years ago through an overdraught credit line at a major bank. The collection agency has owned the debt for probably at... Civil Summons/TN/Last Activity 5 years & 3 months [ 2 Answers ] I received a Civil Summons from a lawyers office and this is the first I had heard anything about this debt. I am to appear in court on Feb. 15th. I called the law firm and they gave me the original creditor (Household Retail Services), the loan number, the amount, my last payment date (August... View more Distance Learning questions Search |