Im not sure if I have a motorist insurance and along the way I got a moving violation, I just wanna ask if Im an uninsured motorist and I got a ticket, do I first get an insurance before I fix my ticket or fix my ticket first before getting my insurance. My deadline for my ticket is on March 14,2006...tnx!!!

ScottGem

You should never be without insurance. You should have gotten two tickets, one for the moving violation the other for driving uninsured. You need to get insurance before you answer the ticket.

landlord advocate

When you show up for court, you are going to have to show proof of insurance. If you do not have insurance, it is called an FRA infraction. You will loose your license for a set period of time (FRA suspension), depending on your state. If you want your license back before the term has ended, you will be required to show proof of insurance. There after, you will have to provide the DMV with proof of insurance every 6 months.

Fr_Chuck

how do you not know if you have insurance, it is something you buy from an insurnace agent, so you know if you have it or not.

And if you don't have it, for heavens sake get it before you go to court, you should have had it the day after the ticket if you did not have it.

If you show you bought it at court, they may not fine you as much, No insurnace ( at least in our state) is one of the most serious tickets you can get, with one of the largest fines.

stingkee

I dont really know coz they just gave me the car and I didnt know that as a driver I should be insured too, i was thinking that as long as I have the car insurance even not under my name, Im also insured....its under my sister's name?so if i transfer the name of the car under my name, does it mean Im also already insured as a driver?tnx for your reply, I really need your help...

shygrneyzs

Ignorance is no excuse here. Who gave you the car? Your sister? The insurance was under your sister's name - was it for the car you were driving? Were you listed on the insurance policy as having permission to drive? Who is the car registered to, your sister?
Is the car a gift to you? You do need to go to motor vehicle with the title and transfer the title to your name and register the car. That does not mean you are automatically insured because your sister had insurance.

Fr_Chuck

You honestly don't need to be driving if you don't understand and know the rules of driving.

Every car at least in the US has to be insured before it is driven.

Who ever owns the car has to insure it,

If your sister owns the car, she has to insure it, if you own it , you have to insure it.

stingkee

I know Im acting like dumb here but if for example I went to the DMV and trnsfered the car under my name, will the DMV questions me ,or will they see it in their record that I have a ticket, will it affect my sister coz she didnt know anything about my ticket? and how long will it take to get my insurance coz my due date is on march 14.im sorry guys...

Fr_Chuck

First it depends if the DMV is where you transfer the title in your state, in our state for example you go to the court house and transfer the title.

You sister has to sign it over, If the car is owned by your sister, tell her, she may have insurance on it, and you take the coverage with you, and the jduge drops all the charges,

But yes this effects her if the car is in her name and is being drove with no insurance, it is very serious.

Also stop asking NEW questions, merely add these to the orgainal question so people know what you are talking about, there is no way for people reading this question to know what the other questions said, if they don't open each in the right order.

stingkee

So I still need to see a judge or go tothe court to transfer the car insurance under my name even it is only a gift for me?it does have its insurance, it was just me who doesnt have one...and I think I didnt get an answer about my question a while ago, that if I transfer the car insurance under my name, does it mean that Im also already insured as a driver?