I was recently contacted from a paralegal that i was being charged with fraud. It was from an "online" loan company that deposited money in my bank account that I had closed. I have asked for a copy of the transaction to see where i gave them permission to do this,but,they say that they are not allowed to "mail" anythig because it is an "online" loan company. Where do I stand on this??
Do not know. They just left me a message ststing that a charge of fraud was being filed in my name and social #. I have rec'd online loans in the past,but,never had a problem. I closed the account because someone was draining it. They contacted me and said they would "negotiate" the loan down to it's origin. I have asked repeatedly for a copy of the paperwork from them,never rec'd.
If you OWE the money, then pay it. If they SUE you, they'll win. Why do they need to come up with the paperwork? I'll bet when you signed the promisory note, it didn't say that they have to show you the paper before you pay.. Nahhh, I'll bet it said that you'd pay because you borrowed the money.
If you OWE the money, then pay it. If they SUE you, they'll win. Why do they need to come up with the paperwork? I'll bet when you signed the promisory note, it didn't say that they have to show you the paper before you pay.. Nahhh, I'll bet it said that you'd pay because you borrowed the money.
excon
First off, I didn't sign anything. Secondly,I Didn't borrow any money. This is coming from an "omline" loan company that doesn't require a signature..... I have done some homework...
First off, I didn't sign anything. Secondly,I Didn't borrow any money. This is coming from an "omline" loan company that doesn't require a signature..... I have done some homework...
Now I'm confused. if you didn't borrow any money, then why are you dealing with an online loan company? There are many lenders that have a website to submit an application for a loan. But I've never heard of any that don't require some proof that you have contracted for the loan. So, I really don't understand what this is all about. Can you give us a link to thei site?
It's possible that this could've been a phishing scheme of sorts.....make someone believe your account is in jeopardy and the route the person to a similar sounding but completely fake "bank" website in order to get the victim to "confirm" his SSN and account #. Then, bingo, the thieves have all that information!!
Do not know. They just left me a message ststing that a charge of fraud was being filed in my name and social #. I have rec'd online loans in the past,but,never had a problem. I closed the account because someone was draining it. They contacted me and said they would "negotiate" the loan down to it's origin. I have asked repeatedly for a copy of the paperwork from them,never rec'd.
This has been in my local newspaper - they keep calling with the same song and dance. Eventually they tell you have received permission to verify whether or not the deposit was made to YOUR account - and, by the way, what is YOUR SS number and what is the name of your bank and what is the account number?
And then they access your account and most probably use your identity.
In my State - NY - this has mostly been aimed at senior citizens.
So tell the company calling you that you have reported them to the State Attorney General and, depending on what that person says, you will be back in touch. What is their company name and phone number, address? Guarantee they will hang up, you won't hear anything else, you don't really need to call the AG.
I got a telephone call earlier this week that my husband entered a drawing and won a "cash prize." They needed his birth date and SS number to process the "cash prize." Interesting call because my husband died almost two years ago.
They hung up.
My neighbor got the same call about her husband who was at work at the time.
This site is invaluable and can tell you if and how your identity has been stolen. There are tools and forums to dicuss these things and how to deal. It is free and can be a great resource. Please give it a visit;
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