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Yes they did refinance 3 times and it was just interest and didn't apply to the principal payment. I have threatening voice mails and e mails stating that they will in fact file charges. I know I...

Chuck: I have been researching the laws on pay day loans in my state and I have come across a few they are breaking that I was unaware of.
One being that they are not allowed to file criminal...

It doesn't say anything about being sued nor does it say I can't close the account out. It says I must contact them in writing if I do not wish for my account to be refinanced. Do you know anything...

You're misunderstanding what I'm saying, I CAN'T afford to pay the loan in full nor can I afford the minimum 50$ to pay down the principal plus the 60$ interest fee. What can they do to me if I send...

I can pay it in full but I can't afford that right now. I don't need a law suit. If I have documentation stating where I have tried to make arrangements to pay down the principal what can they do?

What will happen if I close out my bank account before repaying an Internet cash advance? They will only allow me to pay down the prIncipal amount in 50 dollar increments plus the interest fee. I am...