Okay so I have been served and have court tomorrow. I owe Chase about 2,100 and now Harvest Credit is clamming interestand attorney fees etc. coming to 3,100. I agree I owe the 2,100 and am willing to make a payment agreement with the lawyer at court I just receivedmy income tax and have itin my checking account. I am a single mom and only work part time so that refund is going to help me catch up my house bills. Can they take that money? Will I even be able to make a payment arrangement? Any advice is greatly appreciated.