| Usually CC companies are pretty thorough with these investigations. Just bc your parents filed a police report doesn't mean the CC companies agree with them. That just the first step in a fraud investigation. They ask customers to file police reports to weed out false claims. Your parents are screwed. Since the cards were already established the ONLY way for you to become an authorized user is if the current borrowers (your parents) give that authorization which would have been documented on the CC company's records. Any cards that were not already established, the CC companies first look at the signatures to discern if one person signed multiple names. If so they investigate further, if not, they don't. So I wouldn't worry yet about assuming the above statements to be true. However, if a company does approach you claiming fraud was committed, then go talk to a lawyer ASAP. The companies will be biased against the fraud because fraud costs them money, so be assured they will be thorough. | 
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