Which Credit card Companies only use Equifax?

afox04 · #1 Oct 1, 2007, 12:31 PM

I have the best score with equifax-723 (vs 625 and 618). I'm in Maryland. Which credit card companies only pull an equifax? I know bestbuy only pulls EFX. Who else?

kashiffj · Oct 18, 2007, 07:56 AM

Quote:

Originally Posted by afox04

I have the best score with equifax-723 (vs 625 and 618). I'm in Maryland. Which credit card companies only pull an equifax? I know bestbuy only pulls EFX. Who else?

Citi bank, Chase, Capital One

jdeanb1 · Nov 3, 2007, 09:04 PM

Quote:

Originally Posted by afox04

I have the best score with equifax-723 (vs 625 and 618). I'm in Maryland. Which credit card companies only pull an equifax? I know bestbuy only pulls EFX. Who else?

i don't know every company,but try the site called creditmania.com there are more companies listed on this site.

credithound · Jun 15, 2008, 11:22 AM

I find your post to be interesting because everyone in the Northwest only pulls Equifax. They ignore Experian and TransUnion. I think there are regional preferences that Banks do not tell us about.

pabloownzu · Feb 2, 2009, 05:23 PM

capitol one uses experian i have a denial letter from them right here. telling me they used experian and there report is screwed upim almost 700 with the other 2 companies and 503 with them

samdarwen · Feb 17, 2009, 12:17 AM

Chase and Citi croup, are for sure using Equifax, but every other credit company use more than one, and they may and may not use Equifax as thier main reader...
I will tell you to go to Citi cards..

asktony · Nov 5, 2009, 11:52 PM

TD Bank (formerly Commerce Bank) uses Experian. My loan was denied and the loan officer told me they use Experian. My score with them is 644, while my scores with TU=762 and EQ=778.



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