I notice on my credit reports banks that have sent me credit cards
that I have sent back. appears as active account. should that be corrected.

I have paid off credit card account and closed them out. The
bureau has them marked as closed. yet others are marked paid and closed
should this be corrected .

ScottGem

Different creditors report things differently. if you have any accounts listed as active that are not, you can request they be closed or removed (if they were never active). I wouldn't worry if one was listed as closed but not paid as long it was never listed in arrears.

mr.yet

Use this link to dispute the credit report.

http://www.askmehelpdesk.com/bankrup...ion-17570.html