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Capital One Phone Payment Fee?

Asked Sep 20, 2008, 09:40 PM — 3 Answers
I completely forgot that my CC payment was due in a few days. If I make a phone payment on my capital one card today, will the $15 phone fee be immediately deducted from the credit card, or will it post on the closing date along with finance charges?

I currently don't have enough on the card to cover the fee, and won't be able to pay the card off until next month. However, I plan to make the minimum payment, along with the additional $15 fee tonight, and I didn't want to acquire an over the limit fee.

P.s. I'm not able to make a free online payment at this time. Thanks

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3 Answers
eriknugent's Avatar
eriknugent Posts: 90, Reputation: 6
Junior Member
  
#2

Sep 20, 2008, 09:42 PM
They will ask if you want the $15 added to your payment or to you account
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missingpieces's Avatar
missingpieces Posts: 70, Reputation: 25
Junior Member
  
#3

Oct 8, 2008, 01:25 AM
Capital one is evil, too many fees, pay it off and get another card if you can. I have one and they are horrible! But I think, THINK, that it will be added to your payment amount that you will be charged. Call cust. Service and as to be sure.
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ScottGem's Avatar
ScottGem Posts: 58,015, Reputation: 28115
Computer Expert and Renaissance Man
  
#4

Oct 8, 2008, 06:08 AM


I've heard some bad things about Capital One but I've never had a problem with my C-1 credit card. Of course I pay on time every month.

But yes, if you have to pay a fee for making a payment then it will be added to the amount of the payment.

Can't you go into a C-1 branch and make the payment?
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