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    therooksfamily's Avatar
    therooksfamily Posts: 1, Reputation: 1
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    #1

    Nov 29, 2007, 04:18 PM
    Can wages be garnished to pay unsecured credit card debt
    I am six months behind in my credit card payments. I own nothing and have no saved money-due to unfortunate circumstances over the past year. I am being threatened by an attorney's office that I will be sued and my-poor, pitiful-wages will be garnished. Does any one know if this is true?
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
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    #2

    Nov 29, 2007, 04:47 PM
    Hello family:

    Depending on your state, I'm afraid it's true. Only Texas and a few more don't allow garnishment.

    If you can negotiate any kind of settlement, I certainly would try. Depending on how old the debt is, you might be able to settle for $.50 on the dollar - maybe less. And, you won't have legal fees and court costs added on.

    excon
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Nov 29, 2007, 04:55 PM
    In many states they can, in some they can not, in others they can but a certain amount is exempt. For example where I live they can get 25 percent of the check.
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