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Originally Posted by ScottGem NO! NO! NO! Haven't you been paying attention to the advice you've been given? You don't offer a settlement or payment arrangements until they verify the debt!!! That can be construed as acknowledging the debt.
Have you answered the summons yet?
DO NOT call anyone anymore. Correspond in writing only.If you haven't already, ANSWER the summons. Then do what you were told and send a copy of your answer to the plaintiffs requesting verification of the debt. Then wait for the hearing. |
The OP isn't listening because in my opinion there is more to this story. In one post the quote is: "So apparently he opened the account and she authorized it (she was right there with us when we did all the calling to the card company)." That sentence alone makes no sense - he opened the account but she (his mother) authorized payment from her account?
I can't imagine anyone who has so vehemently denied knowledge of a credit card and has found out it is and has been on his credit report being served and making arrangements to pay the over $5,000 balance in the event it really is his card after all - ?
I'm sure the OP is being referred to the law firm so that there is one version out there, one set of requests for information, one person handling the account.
Sorry but something doesn't ring true to me.