I looked through my referenace material and it doen't show what I'm talking about but I can tell from experience having done 100 or so of these door handles front and rear, that I have only used ordanary tools to get them out and 'some' have a clear plastic or black plasic plug covering access to the bolt.
Having 25 years experience with working on Toyota's, I have never found their design to be hard to get to. And I have very large hands.
I just went out and looked at my 1998 Camry, which is the exact same as yours. The door panel must be off to see what I'm talking about here. But I'm not going there

The newer body style ('02-'06) does in fact have it on the outside of the panel because the door handle changed.
On a side note, because of the red box you have given me for "just trying to help", I am now quitting helping ANYBODY on this forum with ANY problems with their car if you come in here with just one post.
If you have a reputation with this forum, I'm glad to be of service.
You can just thank yourself for ruining it for everbody in future. 'Nuff said!