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Car Paid for; No Car Titles

Asked Apr 7, 2009, 02:49 PM — 23 Answers
Here's my issue. I bought a 1999 Mitshubishi Mirage on October 26, 2008. I paid $2700 with a check to Nissan. So the car is paid for. My fianc? And I went to pay the taxes on the car and Mid-City Auto Title and Insurance informed me that I needed the titles. So I have been calling them about my titles every month. My temp tag has expired twice. I went to Mid-City Auto again and discussed with him that I called the dealership and even went to the dealership to see what was going on with the titles and to get another temp tag. They told me that they were in the mail. He looked it up in his computer and saw that there were NO titles applied for. He called the dealership in my presence and the lady over the title department got an attitude with him and hung up in his face. He told me that there will be penalties and fines added on, if it wasn't done within 4 days. We immediately went to the dealership and asked to speak with the general manager or the person handling the titles. We sat there for an hour and 30 minutes and nobody came. So I decided to find the sales consultant who sold me the car. He wasn't there but I did get to speak to the general manager over the used car department. He told me that they were having problems with getting the titles from AM South, which wasn't told to me at the time of purchase, but he also assured me that I would have my titles by the end of the month. He also stated that Nissan would pay the penalties and fees. It is now the April 7, 2009 and I have not received my titles. What am I to do?

23 Answers
Fr_Chuck's Avatar
Fr_Chuck Posts: 72,597, Reputation: 37026
Expert
 
#2

Apr 7, 2009, 04:16 PM


Well personlly I would not wait, I would just walk into the main offices, walking right pass any secretary, I do that all the time on issues I have.

But you sue them for the value of the car and the money you paid them and any money you are out so far.
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this8384's Avatar
this8384 Posts: 4,592, Reputation: 2572
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#3

Apr 8, 2009, 07:19 AM
I need some clarification on a few things:
1) What state is this in? State laws regarding auto sales vary and I want to make sure I give you the most accurate information.
2) Who did you buy the vehicle from? You mention paying Nissan for the car but then paying the taxes to Mid-City Auto; your state may be different but that's certainly not how it's done here.

Also, my state - Wisconsin - requires that a dealer a)cannot sell a vehicle by retail sales without a title in hand and b)has to submit the paperwork for the sold vehicle within 7 business days.
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ChiffonM's Avatar
ChiffonM Posts: 2, Reputation: 1
New Member
 
#4

Apr 8, 2009, 10:49 AM
Reply to this8384

I'm in louisiana. I bought the vehicle from Nissan. I can't pay the taxes until I get the titles. I just went to pay the taxes but I was informed that I couldn't without the titles.
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this8384's Avatar
this8384 Posts: 4,592, Reputation: 2572
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#5

Apr 8, 2009, 12:37 PM
Something is wrong here; you should have paid the taxes at the time you bought the vehicle, not afterwards. The dealer should then have paid the taxes at the same time they submitted the title to be transferred into your name.

If the taxes haven't been paid, then there are already penalties and interest being added on; they're due within 40 days of selling the vehicle.

Personally, I'd call the dealer and tell them they can either get you the title within 10 business days or you'll file a complaint with the state. You can download the complaint form here:
Louisiana Recreational & Used Motor Vehicle Commission - Complaints
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jeffrey michael's Avatar
jeffrey michael Posts: 68, Reputation: 29
Junior Member
 
#6

Apr 9, 2009, 09:56 AM
Problems like this accure al the time, sometimes the person trading in the car did not have the title transferred in there name. It sometimes takes months for the title to clear up. But once you get the title. Go back to the dealership and talk to the title clerk and they will get with the state to see how much is owed in penalty charges and the dealership will pay them. You will be out of pocket nothing. Been in the car business 11 years know this for a fact.
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this8384's Avatar
this8384 Posts: 4,592, Reputation: 2572
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#7

Apr 9, 2009, 10:15 AM
Quote:
Originally Posted by jeffrey michael View Post
Problems like this accure al the time, sometimes the person trading in the car did not have the title transferred in there name. It sometimes takes months for the title to clear up. But once you get the title. Go back to the dealership and talk to the title clerk and they will get with the state to see how much is owed in penalty charges and the dealership will pay them. You will be out of pocket nothing. Been in the car business 11 years know this for a fact.
Any dealership worth their salt is not going to offer a vehicle for sale unless they've got a clean title in hand; in some states, it's illegal to wholesale a vehicle unless you have the title.

If this "occurs all the time", it's only at dealerships who shouldn't have a license.
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jeffrey michael's Avatar
jeffrey michael Posts: 68, Reputation: 29
Junior Member
 
#8

Apr 9, 2009, 10:28 AM
Its not that the title is not clean, almost every dealership in america is on a 60 day turn so that means if a car is on there lot for 60 days it goes straight to auction, if they waited for every title to clear then they would go out of business. The only time a title is clear from the get go is when its bought at auction, furthermore the magority of people don't want a car that was a rental. And in this case of a 2700 dollar car its sold AS-IS, Its the customers option to buy it not the dealerships option to sell it, a reputable dealership will put this in bold letters and explain this to the customer.
JudyKayTee (Aug 11, 2009 03:37 PM): Where do you get information about "every dealer in America"? Wrong.   Source:
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this8384's Avatar
this8384 Posts: 4,592, Reputation: 2572
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#9

Apr 9, 2009, 10:52 AM
Quote:
Originally Posted by jeffrey michael View Post
its not that the title is not clean, almost every dealership in america is on a 60 day turn so that means if a car is on there lot for 60 days it goes straight to auction, if they waited for every title to clear then they would go out of business. The only time a title is clear from the get go is when its bought at auction, furthermore the magority of people don't want a car that was a rental. And in this case of a 2700 dollar car its sold AS-IS, Its the customers option to buy it not the dealerships option to sell it, a reputable dealership will put this in bold letters and explain this to the customer.
You're missing the entire point here. The condition of the car has absolutely no bearing on this situation. The issue is that the dealership sold her a car when they had no title for it. Whether it's a brand-new car or being sold as-is, that is not legal to do. You cannot wholesale a vehicle without a title.
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ScottGem's Avatar
ScottGem Posts: 58,059, Reputation: 28135
Computer Expert and Renaissance Man
 
#10

Apr 9, 2009, 11:20 AM


I'm not sure how it works in other states, but in NY when a car is sold, a title is sent to the new owner within a short period of time. ONLY the owner can sell a car. The owner has to fill out the title and submit it to the DMV with a bill of sale. A new title is then issued and sent.

Only in a private sale is the title signed by the owner and handed to the new owner to register it.

To the OP, I would contact your local consumer affairs department to see if they can prod the dealer into getting action.

Also, I can't see you paying Nissan for a user car. Nissan does not sell cars directly. They sell cars to a dealer who then sell them to consumers. A used car would have been brought by the dealer for resale. Any payment you meade should have been to the dealer.
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