| They are wonderful, it is a benifit package, that allows benifits such as health and life insurnace ( and dental) to be taken out of your pay check before taxes. So you are saving all of the tax value of your benifit dollar.
So if you pay lets say you have 100 dollars a week withheld from your check for insurance, if so then the tax on that 100 is not held out of your check. It allows you more benifits at a lower total dollar out of your check.
** not the best definition I guess but I hope it helps you | 
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