Wage Garnishment from credit card company

Greetings~
We received notification from a credit card company approximately 4 months ago that it would be going to garnishment. My husband called & tried to work out an arrangement, but was told it was too late...the process had already begun for garnishment. Nothing happened & when he called back app. 1-2 months later, he was told that somehow our account had been overlooked (or something to that extent), but they would be reviewing it again in a couple weeks. This was in January, I believe. We still haven't heard anything & nothing has been taken out of the paychecks. We also have not been making monthly payments. As I said, when my husband asked about that (both times), he was told it was too late because the garnishment process had been started. Do we have any options at this point? We're worried about getting deeper into all of this because of all the time that has passed without making payments! Thanks for your help.