Question
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Nov 13, 2006, 08:44 AM
| | New Member  | | Join Date: Nov 2006
Posts: 7
| | | medical bill
how do i take care of a medical bill after its been garnished through the courts and do not have the money to pay it
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Answers
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Nov 13, 2006, 08:45 AM
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#2
| | | Computer Expert
Join Date: Jan 2003 Location: LI, NY - USA
Posts: 25,494
Pay to call ScottGem for advice ($.75/min) | If you have been sued and have a judgement against you, but there is no money to pay, not much you can do. |
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Nov 13, 2006, 08:47 AM
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#3
| | New Member
Join Date: Nov 2006
Posts: 7
| can i get a loan to pay it off/i do work but not a big income | |
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Nov 13, 2006, 08:49 AM
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#4
| | | Computer Expert
Join Date: Jan 2003 Location: LI, NY - USA
Posts: 25,494
Pay to call ScottGem for advice ($.75/min) | Ok maybe you need to explain further. Are you being garnished? Is the problem that more than you can afford is being taken out?
why would you get a loan when you can just make payments to the creditor? | |
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Nov 13, 2006, 08:56 AM
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#5
| | New Member
Join Date: Nov 2006
Posts: 7
| i have a medical bill that is 6,000 dollars i only make 8.oo dollars and hour at my job and get only 31.5 hours a week. i have just recently did a move in to a house and also have a car payment hard to make ends meet. | |
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Nov 13, 2006, 09:40 AM
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#6
| | | Computer Expert
Join Date: Jan 2003 Location: LI, NY - USA
Posts: 25,494
Pay to call ScottGem for advice ($.75/min) | That doesn't answer all that I asked. Are you currently being garnished? If so, how much is being taken? | |
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Nov 13, 2006, 09:55 AM
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#7
| | New Member
Join Date: Nov 2006
Posts: 7
| yes,25% of check per week | |
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Nov 13, 2006, 10:29 AM
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#8
| | Computer Expert
Join Date: Jan 2003 Location: LI, NY - USA
Posts: 25,494
Pay to call ScottGem for advice ($.75/min) | Ok, So your options are to try and negotiate with the creditor for a more affordable amount. A loan might be a possibility but would probaby cost you more than the garnishment. Another option might be bankruptcy.
Try contacting the creditor and see what you can negotiate. | |
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Nov 13, 2006, 11:48 AM
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#9
| | New Member
Join Date: Nov 2006
Posts: 7
| can not negotiate with them already filed a chapter 7 bankruptcy in 2004 | |
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Nov 13, 2006, 12:01 PM
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#10
| | Computer Expert
Join Date: Jan 2003 Location: LI, NY - USA
Posts: 25,494
Pay to call ScottGem for advice ($.75/min) | Wasn't it discharged then? | |
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