My name is Bridget.....2 years ago I went to the hospital and was uninsured.....My bill is now 20,000 accruing interest with collection agency? I dont know what to do.....can they seize my bank accounts without my permission?

Fr_Chuck

Yes they may go to court and get a judgement. If they get a judgement they may get an attachment of your bank accounts and also may get a garnishment of your pay check

What you need to do is talk to them and work out a payment plan with them

RichardBondMan

What are the chances of say your paying off the debt? Is is so large compared to your income, assets, disposable income that it would be impossible to pay it off over the next few years? If not, talk to the hospital, tell them you are aware that there is a price for those insured and a price for those uninsured, in other words you are aware that by simply being unisured you pay more for the same services than those who are insured. If they understand that you understand this, they may allow you to successfully negotiate the debt down to an amount you could soon repay. If not, I am afraid your only choice is personal bankruptcy in order to wipe your plate clean and give you a fresh financial start on life. A lot of people are not aware that one of the leading causes of bankruptcy is being without health insurance. It's unfortunate that we Americans are so sophisticated a society yet over 40 or 50 millions Americans have no health insurance.