Summon from Collection Agency on Old Credit Card Debt (SOL expired)

crystal2007 · #1 May 6, 2007, 01:04 PM

I received a copy of a Summons and Complaint in my mail box. It was mailed by first class mail. This Summon is from Asset Acceptance, a debt collector agency. They have bought over my Providian credit card account which has been charged off (with last activity in April 2001 - based on my latest credit report). According the Asset Acceptance, the date of deliquency is 5/14/2001 with a balance owe of $1462.75

I know that I should file an Intend to Defend with the court, based on my reading from the other posts. Is there any sample letter of the Intend to Defend notice that I can reference to write my letter? What do I need to mention in the letter besides my intention to defend on this case? I am located in Michigan and the SOL is 6 years for credit card debt. So, they just file the Summon at the very last minute. Can I used the SOL expired in my defend if I am asked to show up in court?

Any help and advice would be greatly appreciated. Thanks.

Donald78 · May 7, 2007, 08:29 AM

I have received a summons to appear in court on an old credit card debt.
I had started paying this through a credit debt consolidation some years ago. How can I handle this when I go to court.

ballengerb1 · May 7, 2007, 08:48 AM

Donald78, it would be better to start your own post/question rather than to jump into someone else's post. It makes things confusing. Thanks

crystal2007 · May 7, 2007, 12:48 PM

Thanks Mr. Yet for the advice. How do I look up discovery in the court rules? This might be a silly question, but I am totally clueless. So, am I suppose to send a Motion for Discovery to Asset Acceptance? How do I write this?

DrJizzle · May 7, 2007, 01:01 PM

if ya got a llittle money to spend (less than $100) there is a good resource of lawyers that will help you with these letters.

legaladviceline.com

888.367.5252

crystal2007 · Jun 30, 2007, 06:31 PM

I got a letter from the court for the court date. How do I file for Motion for Discovery before the court date?



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