I am having the exact same problem, filed BK in 2002 debt dishcarged in 8/2002, bought a house 1/2005, but now Countrywide won't finalize the refinance because there are 2 judgements dated from 2001 showing in my CR
I have no idea what to do at this point.

Made an apointment with an attorney for monday 7/2/2007, we'll see.
Sorry I wasn't much help.