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Response to a credit card lawsuit

Asked Jul 2, 2008, 11:07 AM — 2 Answers
I have received a summons from a California court for nonpayment of a credit card balance. I have 30 days to respond to the court. What form must I send them?

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ScottGem's Avatar
ScottGem Posts: 50,836, Reputation: 25246
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#2

Jul 2, 2008, 11:12 AM


Just send them a plain letter stating your Intent to Defend and requestring a court date. Send a copy to the plaintiff with a request for verification of the debt.
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progunr Posts: 1,971, Reputation: 1538
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#3

Jul 2, 2008, 11:23 AM
Quote:
Originally Posted by ScottGem
Just send them a plain letter stating your Intent to Defend and requestring a court date. Send a copy to the plaintiff with a request for verification of the debt.
Can't rate yet, but he has given you solid advice.

While not necessary, I recommend sending your reply, certified mail with return receipt requested, just so you can prove you did reply within the given time limit, and of course, keep a copy of your reply as well.
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