Ask Experts Questions for FREE Help !
Ask
    nycyoneda's Avatar
    nycyoneda Posts: 4, Reputation: 1
    New Member
     
    #1

    Aug 6, 2007, 01:24 PM
    Received a summons letter for credit card debt that has gone up to $1,500 plus!
    --------------------------------------------------------------------------------

    Hi, the other day someonecame to my house and gave me a summons letter from a credit card that went default on me,the summons letter is from my local county in the state of New York were I currently live.. Reads like this:

    You are hereby summoned to answer the complaint in this action and to serve a copy of your, or, if the complaint is not served with this summons, to serve a notice of appearance, on the plaintiffs attorney within 20 days after the service of this summons, exclusive of the day of service (or within 30 days after the service is complete if this summons is not personally deliverded to you within the state of new york) and in case of your failure to appear or answer, judgment will be taken against you by default for the vrelief demanded in the complaint, together with the cost of this action.

    Then the law firms name appears at the bottom of the page...

    Any advise won how to answer this letter would be really apreciated greatly!! Attempt to collect a debt from a credit card that I was using and fell behind on my payments total is $1,500

    Thank you in advance!!

    NY
    nminatsu's Avatar
    nminatsu Posts: 6, Reputation: 1
    New Member
     
    #2

    Aug 6, 2007, 01:28 PM
    If I'm not mistaken, this means that you are getting a lawsuit filed against you, and unless you appear in court at the appropriated time the judgement will automatically be against you and your wages will be garnished. I may be wrong... but this is what I'm assuming.
    Lowtax4eva's Avatar
    Lowtax4eva Posts: 2,467, Reputation: 190
    Ultra Member
     
    #3

    Aug 6, 2007, 01:30 PM
    That is true. If they haven't sent you a debt validation, ask them to do so, they can't sue you until after they can prove they are authorized to collect this debt. Though if you have already been making payments to them I don't think you can request this as your payments show that you accept they are the authorized collector.
    dtyrone's Avatar
    dtyrone Posts: 1, Reputation: 1
    New Member
     
    #4

    Apr 19, 2012, 01:12 PM
    I received a summons for a credit card debt from a tty office, for a third company that bought the account. The company is stating I have a signed contract with them in which I don't. They also have other false information stating that they have spoken with me, I not spoken with this company

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Received a summons letter for credit card debt $1,500 [ 8 Answers ]

Hi, the other day someonecame to my house and gave me a summons letter from a credit card that went default on me,the summons letter is from my local county in the state of New York were I currently live.. Reads like this: You are hereby summoned to answer the complaint in this action and to...

Received Summons for Credit Card Debt (Utah) [ 1 Answers ]

I received a summons from a lawyer representing a collection company (Arrow Financial Services) for an outstanding credit card balance which I have been unable to pay (I was out of work for a long time and have had health issues on and off for the past few years). It says that I have to respond...

Summons for credit card debt [ 2 Answers ]

I am so desperate and so worried that I find myself seeking the help of strangers. On Friday I received a hand delivered summons to appear in court regarding a credit card debt. I have opened credit cards in the past, but I do not remember this particular bank. I also wonder if I did owe,...

Summons for Credit Card Debt [ 6 Answers ]

I received a summons to appear in pre-trail court due to $5,000 of credit card debt. I own this debt. I have a large sum of credit card debt and am considering bankruptcy. How can I avoid a trail and possible judgment? I thought about offering the company $1,000 to settle debt.

Summons received for old credit card debt [ 6 Answers ]

My mother who is 75 years old just received a summons from a constable to appear in court for a credit card with National City that she had between 1998 and 2000. She said she never received any bills from them concerning this. The amount due is $2500. The summons also states that she was...


View more questions Search