My b/f & I were OK until a year ago when he lost his very lucatrive job. We've used all our savings & we've maxed our cc's to no avail. We're behind on the house we live in in which he's the only one on mtg. this house has no equity. We have another house under both our names in another state where we lived before; which we haven't been able to rent nor sell & we are behind on the mtg as well, this house also has no equity. I have another house with my siblings, (prior to meeting my b/f so he's not part owner) mtg free but with debts; this house has equity. My dilemma is, if we (my b/f & I) file for bankruptcy will they come after my equity. My b/f knows that he won't have to worry about any debts if we file for bankruptcy (he wants to do this but I don't) because he doesn't have anything else 'they' could take away. I don't know what to do. All my life I've had good credit but now it's ruined & I certainly don't want to lose my equity which I've worked hard to have. Also, how would it affect my sibblings equity; we're all equal owners. As if that wasn't enough, our relationship is suffering & is taking it's toll on both of us, that we're about to breakup...