I had a small claims against me for $652.00. I paid the debt via cerified funds to the debtor five days before the court hearing. A judgement was still entered against me and is killing my credit score. Is the court or the debtor responsible to notify the credit bureaus? What can I do? I have copies of everything. HELP. KJ

progunr

The plaintiff needs to file a satisfaction of judgment with the court house.

Once that is done, the court will report to the credit bureau that the judgment has been satisfied.

You may be able to provide evidence to the court that this is paid and get the satisfaction yourself, I've never known
of that being done though.

It will remain on the bureau, but will show satisfied judgment instead of judgment.

Were I you, I would be looking into getting the judgment dismissed, based on the grounds that it was paid in full at the time of the hearing.

I assume, you didn't go to the hearing because you knew it had been paid?

It's too late now, but you should have shown up with the receipt and avoided this mess
all together.

Fr_Chuck

yes, note for others reading this, if you pay after notice for a hearing, appear in court with your proff of paymnet, if not if you don't appear often a judgement is awarded.

Loan_Guy

Take the receipt and all other supporting paperwork to the court and ask that the judgment be overturned / dismissed. Be very clear what you want and that you expect it to be removed from your credit report, not shown as paid / settled.

Granted, you should have shown up in court, but you were probably told that they would dismiss the suit if you paid and they lied to you. Happens all the time.......

LG