Hello all. I need some help on filing bankruptcy in the state of Oklahoma. I am currently divorced and most of my bad debts are with him jointly. How would I go about filing on those on behalf of me and not him? This does include a house and a car? It does not say in the divorce papers who gets what, we just decided together that he would keep both. I would also like to know what I should look for in an attorney should I start getting my debts together or should I wait to find out what they need? Also, what is the best time of the year to file or does it matter? Any information would be welcomed. Thank you.

George_1950

You can't pick and choose the creditors listed on a banruptcy petition; all must be listed. Attorneys are becoming specialized so you need to find one who is experienced in bankruptcy, both Chapter 7 and 13. Check this: Basic Types Of Bankruptcy – Chapter 7 Bankruptcy – Chapter 13 Bankruptcy