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Home > Money & Services > Bankruptcy & Debt   »   garnished checking account

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Old Feb 28, 2007, 03:18 PM
maputo
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garnished checking account
Hi, What recourses or defenses do I haveagoinst a collection agency that received a judegment enabling them to garnish my account for over 2 thousan$ double the amount they say is owed to them, plus I have to pay $125.00 check garnishment fee.
I HAVE 0 BALANCE IN MY ACCOUNT at this moment
Thanks for any help an informed consumed is what I want to be.

Diana

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Old Apr 25, 2007, 10:12 AM   #2  
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How much can a creditor take from my checking account?
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Old Apr 25, 2007, 10:19 AM   #3  
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Quote:
Originally Posted by maputo
Hi, What recourses or defenses do I haveagoinst a collection agency that received a judegment enabling them to garnish my account for over 2 thousan$ double the amount they say is owed to them, plus I have to pay $125.00 check garnishment fee.
I HAVE 0 BALANCE IN MY ACCOUNT at this moment
Thanks for any help an informed consumed is what I want to be.

Diana
Pay them what they say you owe. Your recourse was BEFORE they obtained the judgement. Unless they got a default judgement because you didn't fight it, there is nothing you can do. If it was a default judgement you can file a Motion to Vacate the garnishment and have them take you back to court to obtain a valid judgment.
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Old Apr 25, 2007, 10:20 AM   #4  
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Quote:
Originally Posted by teresacollins
How much can a creditor take from my checking account?
As much as you owe.

For future reference its not a good idea to piggyback your question on someone else's thread. Please start your own thread when you have a question.
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