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    tulips4all's Avatar
    tulips4all Posts: 3, Reputation: 1
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    #1

    Nov 15, 2006, 06:19 PM
    A judgement has my bank account frozen. Apparently the credit card company sued me after I moved and sent notices to my old address for 4 years. The debt collectors/bottom feeders told me the credit card company sent me a settlement offer in October 2006 to my old address. I never received any paperwork or any thing related to that. Do I go to court to respond to the judgement or do I just pay. I want this nightmare over with but I am disgusted that my bank account can be frozen without my knowledge. This happened in the Bronx, NY. I live in Florida and have for the past four years. Do I have any rights?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Nov 15, 2006, 06:45 PM
    Quote Originally Posted by tulips4all
    A judgement has my bank account frozen. Apparently the credit card company sued me after I moved and sent notices to my old address for 4 years. The debt collectors/bottom feeders told me the credit card company sent me a settlement offer in October 2006 to my old address. I never received any paperwork or any thing related to that. Do I go to court to respond to the judgement or do I just pay. I want this nightmare over with but I am disgusted that my bank account can be frozen without my knowledge. This happened in the Bronx, NY. I live in Florida and have for the past four years. Do I have any rights?
    First, its not a good idea to piggyback on someone else's thread unless you are respnding to the thread. Your post can get lost or mistaken. I'm going to ask this be put in its own thread.

    Second, The judgement has already been recorded. You can file an appeal to vacate the judgement, but its already in place.

    Third, if the debt is valid, then pay it. You owe the money.

    Fourth, this didn't happen totally without your knowledge. Did you forget about the debt? Did you think the creditor would?

    See if the creditor will still offer the settlement.
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