Thank you for the advice. I clicked on "ASK" & for some reason it got piggy-backed. I'm new to this site & this was unintentional & I think my computer illteracy is showing, sorry.
I hope I have time to transfer to a new account as S.S. requires at least 30 days to change check deposit/mail address. But here is my silly dilemma...if I open a new acct. at another bank I guess they can still try to garnish that. I see the Florida law (& Federal) does not permit garnishing of SSDI but I see what you mean-once it's in the bank it's just "money". I'm so frustrated with this weirdo C.C. & collection agency. I've always been excellent repaying debt but I had to buy a (cheap) front door with this one card and (Homeowners Ins. & FEMA are worthless) and PAID on the card 3X the charge of the door (never a late pymt) so I was basically was paying interest on interest. The attorney letter states a "principal" amt. of $800.00 and (this month) added "interest" of over $200.00. The door cost $300.00. I repaid them $920.00 (on time) but they kept tacking on member fees & interest until I almost went bankrupt (We still don't have a roof or hot water). This is now the new America it seems. We are NOT a democracy-we are sheeps for President Corporate Greed. The FEMA rep. saw me trying to cut tree limbs in my wheelchair-all I asked for at first was help to rebuild my ramp. I was told it was "beyond their scope of aid". Thank God for my church. It's not "God Bless America" it now is "God Help America".
