I recevied a summons at my place of employment to apprear in court. The two credit cards I owe money to I guess are trying to collect. The plaintiff is Unifund CCR Partners, I am of course the defendant.I have tryed about 10 lawyers in the last 2 weeks to contact me with the free advise I need but no one has returned my calls. I need to know if I need to go to court and if I don't what happens. I do not have any money to pay these cards off. It's not that I don't want to pay them off, I tryed but they wouldn't take my money. I wasn't paying them enough I guess in the min amount due and they turned it over to collections office. I don't want to file for bankruptcy do to my current situation. I am a single mom and my x still pays for our mortage, we both are on the deed and I plan on moving in the next 3-5 years and don't want this to be hanging over my head that I won't be able to get a loan. Bottom line, what do I do? Do I show up in court alone and state I do not have the money to pay back? Can they garnish my wages? (which like I said single mom live on my salary alone.)I don't have the money for a lawyer. In a big jam, please any advise would be appreciated!

infoseeker

I have like 11 judgments and one of them has garnished my wages. they only are allowed 25% of my income after living expenses which isn't very much.

i was told the others have to wait in line to get paid, which will be like 30 years.

I think you should at least appear if you dont, they will get a defualt judgment and you will definately loose......

dont know if this helps but anyway....

just found this site blog, keep up the good blogging.

you guys have answered so many questions.

thanks much.

BILLSBILLS

I Have A Hugh Credit Card Debt That Has Been Turned Over To Collections.
It Is Not That I Do Not Want To Pay. But The Amount That They Are Asking And
Insisting That I Pay Is Too Much. I Am A Single Mother. What Can I Do?

microbiology

How how did your case end ? do you have to pay? did you recieve a judgement?