My bank acct. was frozen by these lawyers and because I was not served properly the judge vacated the judgement. The civil court said I should be receiving a new court date in a few weeks. My question is What happens when I go back to court and why do I have to go back to court if the judgement was vacated. What do I need to bring with me?

ScottGem

A vacated judgement means that the plaintiff just has to start over because they did something improperly. It doesn't mean they lost.

You need to request verification of the debt.

redhead2217

I did get a verification of debt but it's an old acct. from Associates National Bank Delaware which was taken over by Citicorp. I know the statute of limitations is 6 yrs. in NY but what can I do further. Will there now be a trial? What do I need to bring with me to court? I got a Motion to Show Cause, I sent a notarized statement that I deny this debt and if its my debt I deny it is a valid debt and if its a valid debt I deny the amt. sued is correct. What more can I do?

ScottGem

sounds like you got it covered. But if they have proof of the debt, then you are screwed.

redhead2217

If they have proof but there is no bank acct., checking etc. I haven't worked in 27 yrs. what more can they do? I stayed home to raise my kids and live on child support only.

ScottGem

If you have a bank account they can freeze it. You aren't entirely judgement proof.

jeep

same thing with me except I got served, And answered their deception . Seems to me they target low income or am I wrong I ran a credit report today can Law firms ask about credit?