| You must distinguish between judgments and liens. The judgment represents the end of a case in favor of a plaintiff to whom you owe money. The Chapter 7 or Chapter 13 discharge will terminate your liability for paying those debts. Here is the catch: the bankruptcy discharge does not affect the judgment lien, so that when your case is discharged and completed, the creditor can continue to hold and maintain the judgment lien as long as it desires to do so. The bankruptcy code provides a procedure to void the lien; do not fail to push this to completion. | 
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