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bank account attachment law missouri

Asked Jun 17, 2012, 06:46 PM — 5 Answers
Can a creditor garnish your wages AND attach your bank account at the same time, in Missouri? Why say you can only take 10% of wages to only take the other 90% on the back side thru the bank account?

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Fr_Chuck's Avatar
Fr_Chuck Posts: 72,965, Reputation: 37216
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#2

Jun 17, 2012, 07:09 PM


Sorry they may take all of your bank account, since they assume you should have paid that to them if you have money that is not spent.

They only take a percent ( often they can take 25 percent) but they are limited to what they take from the weekly pay check.

Money in the bank can come from various places.
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brokemama's Avatar
brokemama Posts: 3, Reputation: 1
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#3

Jun 17, 2012, 07:26 PM
I had less than $5 in my account on Thursday. On friday morning at 12:01am my direct deposit hit my account. I usually don't have any money in this account, and with the exception of the $5, its 100% payroll deposit. Check is deposited every 2 weeks. Can I get any of this money released, since I can prove it was a payroll deposit, they already took their 10%, and they have left me pennyless until my next check?
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Fr_Chuck's Avatar
Fr_Chuck Posts: 72,965, Reputation: 37216
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#4

Jun 17, 2012, 07:29 PM


No once it goes into the bank, they can take it all, paychecks put in the bank are not protected.

You will have to stop any direct deposit and get a paper check and cash it and pay bills with money orders and the such, if another check is auto deposited they will keep i also
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brokemama's Avatar
brokemama Posts: 3, Reputation: 1
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#5

Jun 17, 2012, 07:32 PM
Was hoping for a better answer, but thank you for your time!
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Fr_Chuck's Avatar
Fr_Chuck Posts: 72,965, Reputation: 37216
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#6

Jun 17, 2012, 07:43 PM


Wish I could tell you what you wanted to hear.

The minute they sued you in court and got a judgement, you needed to have closed your bank account and change the direct deposit.
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