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Home > Money & Services > Bankruptcy & Debt   »   2nd Mortgage Holder did not file claim

 
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Old Mar 14, 2006, 05:56 PM
Paul B
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2nd Mortgage Holder did not file claim

Our Chapter 13 was confirmed in November 2005. We have a 1st and 2nd mortgage but our 2nd mortgage holder, Charter One, did not file a claim. So only our 1st mortgage is being paid through the plan.

Does Charter One still have a lien since they did not file a claim within the 60 day period? If they do still have a claim, how do we get it filed so that they start being paid through the plan?

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Old Mar 14, 2006, 06:17 PM   #2  
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You need to discuss this with your attorney. There can be some issues about this not being paid. I am not up on the new changes, but a secured debt under a chapter 13 has to be addressed not ignored.
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Old Mar 14, 2006, 07:34 PM   #3  
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Thanks for the quick response.
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