There's a few ads on the net from company's stating they can trace any bank account anywhere in the US. I just don't see how it's legally possible let alone technologically possible. I know a judgement creditor could obtain a copy of the defendants ChexSystem file which might show bank enquiries indicating possible active accounts but those enquries don't stay on file for more than 3 years.

So unless you've opened a bank account within the last 3 years is it really possible to trace any and all accounts no matter where they are in the US?

Hello cf:

Who told you that ChexSystems doesn't keep records beyond 3 years? I'll bet it's not so. Why would it be? Don't you think their customers would want a bigger picture? I think they would, and I think they get it.

Do you think there's a law that calls for that?? Where might I read such a law?

excon

Quote:

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Originally Posted by cfimei

I just don't see how it's legally possible let alone technologically possible.

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1. Technology: computers (although not in the form as we know it today) have been around since prior to WWII.

2. Information: where do you think ALL of our information is stored? See item #1 above.

3. Legally: Can you say, Big Brother is watching you? See items #1 & #2.


I can think of a few ways the government makes additional monies besides taxing our arses. Hmm, one way could be, say, leasing access of certain databases to tracing companies.

In my state, credit information stays on for almost 7 years.