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Well then yes the bank has a contract with the "customer" or as I say victim that will cover anything they do. the banks always know how far and what they can "legally" do. So yes They can and will charge you. However in the name of customer relations it may be possible to have some of the charges removed. It won't hurt to call and find out. But you usually only have around 30 to 90 days to complain.The thing is that you signed a very long contract with "the bank", that covers anything that is legal in your state, otherwise they would not try it.
What happens often is that the order will freeze your funds, next if you havve any checks out, not cleared, they will bounce causing you to go into the negitive for the amount of each check, and for a overdraft fee on each check.
The account will be froze for the amount of the court order but only the money in the acccount at that time will be given. If you have a savings account for 10,000, and so there is no outstanding checks or withdraws, if the court order is for 20,000 they will freeze the account for 20,000, give them the 10,000 and then you will show a negitive 10,000. they haved not given them that money, but if you were to deporit any more money into that account, by direct deposit from work lets say, it goes to satisfy the court order
You ask "can they", and of course they can. Do they have the legal right to do that???? It would be my guess that they don't. But, that's a matter between you, your bank, and the account agreement you signed.
However, I wouldn't think the bank is going to do that too often. Why would a bank pay a creditor with your money, AND SOME OF ITS OWN MONEY, with the hope that it can collect its part back from you? I think banks will go broke if they did that.
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