Question
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Dec 10, 2007, 09:14 AM
| | Junior Member  | | Join Date: Mar 2007
Posts: 122
| | | Liability on a "fraud check"
This weekend I received this check in the mail telling me that I had won the Australian lottery. It is for $1950 and they are asking me to call them at a phone # to get more information. I tried calling the number several times and no one picks up or the message says they are not taking any more messages. My question is "What would happen if I deposit the check on my account and wait until it either clear or gets returned? " It might be a fraud check, and I have no intention on using the "$$$" until it gets resolved, but was wondering if the bank would charge me for deposting a fraud check. I won't be using the funds, since they are not really there, but was wondering if I would get penalized.
Thanks.
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Answers
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Dec 10, 2007, 09:19 AM
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#2
| | | Computer Expert
Join Date: Jan 2003 Location: LI, NY - USA
Posts: 21,904
Pay to call ScottGem for advice ($.75/min) | Did you enter the lottery? If not then how could you win it. C'mon, you must have heard about these scams. Don't even bother trying to deposit it. |
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Dec 10, 2007, 09:28 AM
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#3
| | Junior Member
Join Date: Mar 2007
Posts: 122
| I've heard of those scams, but how do they know me? Where do they get their information? | |
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Dec 10, 2007, 09:45 AM
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#4
| | | Computer Expert
Join Date: Jan 2003 Location: LI, NY - USA
Posts: 21,904
Pay to call ScottGem for advice ($.75/min) | Loads of places. Mostly they grab your e-mail from postings you have made. Or they buy lists or anyone of a number of other ways. | |
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Dec 10, 2007, 11:56 AM
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#5
| | Full Member
Join Date: Dec 2006
Posts: 253
| Hello Irhall
Tear the check up !!!!!!!!!! It is a scam! stop and ask yourself how could I have won if I did not enter. | |
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Dec 10, 2007, 11:58 AM
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#6
| | Ultra Member
Join Date: Mar 2007 Location: Tidewater, VA
Posts: 1,993
| As a merchant, our bank charges the company $15 for checks that are no good. I would imagine you would be charged for depositing a bad check as an individual as well.
You can't win something you didn't enter. | |
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Dec 10, 2007, 12:04 PM
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#7
| | American Immigration Expert
Join Date: Feb 2007 Location: Montreal, Canada
Posts: 1,822
| I know people who used to work in this field. They send out real checks, from a real account, the check will clear and the money will be put in your account but 3 weeks or a month later it will come back as NSF. Yes you will be charged a bad check fee for this.
They expect you to call and send them back most of this $1950.00 as a tax fee or processing fee to claim the main ammount of several million... Of course once you send them the $1950 they stop answering the phone and change phone numbers, and then a month later you get an NSF fee plus your account is at -$1950.00 from the bad check.
Good thing you know its a scam but avoid the NSF, it might be 15, 25 or more depending on your account, tear up the check and forget about it. | |
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Dec 10, 2007, 12:30 PM
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#8
| | Junior Member
Join Date: Mar 2007
Posts: 122
| Thanks for the great information. I will tear it up and forget about it!!!! | |
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