i had my bank acct frozen.........from a old credit card bill ...that i forgot about because ive been moving around the country.....i havent got a bill in probley about 5 years........i have agreed to pay 200.00 a month...but did not sign the papers yet..can i go bankrupt still........ i cant afford 200.00 a month it will leave me homeless..i think the bill was only about 1,500.00 and they want me to pay almost 4.000.00..................please help me i dont know what to do
