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Home > Money & Services > Banking   »   Can my out of state bank account be seized?

 
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Old Mar 21, 2007, 08:28 PM
C030401
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Can my out of state bank account be seized?

Back on 3/11/05 a small claims judgment was filed against me and my brother in the state of New York for back rent in the amount of $2023. At the time we had no idea what to do about it (still don't actually) but we knew we weren't guilty so we showed up to court only to be ignored though the whole legal process as we stood in front of the judges podium waiting our turn to speak. Not until the judge literally picked up his gavel and was ready slam it down and rule in favor of our landlord did I shout out something to the effect of, 'HEY! we paid our rent!' The judge stopped and said, 'oh you dispute the charges?' I couldn't believe it got this far before anyone asked us that! I went on to explain to the judge that at no time did I nor my brother sign a lease with the plaintiff. We we're subleasing from the nephew of the plaintiff and at no time did we sign a lease with him either. The judge was completely unaware of the fact that the landlord only had gotten a lease signed by his nephew and just put the whole thing off till we were both completely moved out of the place. Which we were the very next day. Long story short we paid the nephew the amount of rent verbally agreed on but he never paid his uncle. The judge still found us liable for the back rent though which I only found out about many months later when attempting to get a car loan. It showed up on my credit report. I disputed the charge through all three credit bureau's and it was taken off 2 of the three so I pretty much just wrote it off. Recently though they seized my brothers bank account. Luckily he only had $15 in it at the time. Due to back medical bills totaling over $14K my brother is about to file bankruptcy so he'll be in the clear from this matter after that. I on the other hand am not going to file bankruptcy and now live in the state of Nevada. I'm wondering if they can seize my bank account/assets too? I read something about they'd have to "obtain entry of a sister-state judgment" ( http://bankruptcy-law.freeadvice.com...e_judgment.htm ) but I'm still confused... Would I get word of this before my bank account was seized?
So in short;
Can they seize my now out of state assets?
Will I get word before they do?
and how can I get this A-hole who wrongfully went after us when he should have gone after his nephew off my back now without money to afford a lawyer?
and can they go after my business bank account?

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Old Mar 21, 2007, 09:59 PM   #2  
ATYOURSERVICE
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As far as I remember there is no statue of limitation for collecting a judgement. They can levey wages, bank accts, business assets, if you have a cash type business, and also place a lien on property. Real estate liens will stay on the property your entire life until you plan on selling or borrowing on it.

Your mistake was not to obtain an attorney for proper discovery and presentation. I would recommend you borrow the money, pay off the debt and have the judgment released.
The statue of limitations for YOU to do anything to the newphew may be over. I know it's the principal, but eat it and take it as a lesson learned. Wash your hands of it. It may cost you more money in the end to pay for everything.

Good luck.
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