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View Full Version : Auto repossession/fraud on loan application


conniegayle1020
May 9, 2012, 07:59 PM
I purchaed a 2006 Jeep Liberty and 3 days later they said they could not verify my employment, that my supervisor said I did not work there. They spoke with him a 2nd time and he said he did not sign the form that had his signature on it. His family/son did since he is the one who owns the company. They cancelled the contract and picked up the car saying it was fraud. They said nothing was going to happen except closing the account and getting the car. What can actually take place with this since they "labeled" it fraud. Can it hurt me in any way even though they said they weren't going to pursue it? I didn't falsify or forge anything.

tickle
May 9, 2012, 08:11 PM
Sounds like no fraud on your part, but fraud on their part because someone forged his signature. Pursue what, I don't really get your point connie?

Fr_Chuck
May 9, 2012, 10:04 PM
If you actually worked there, why would they not verify you worked there ?

But no, the "fraud" was just an excuse they used to allow them to come back and take the car, since with that, they can say no contract ever existed.

conniegayle1020
May 10, 2012, 03:39 PM
What I meant was can they pursue anything negative against me, like trying to purchase an auto with falsified info (no matter who forged it).

... and I didn't have a problem with them verifying my working there SINCE I DO!! I can't help it who signed what.

ScottGem
May 10, 2012, 05:33 PM
Something doesn't make sense here. Why would your company not verify your employment? Don't you have recent pay stubs? Or are you saying they lied about the non verification?

If you gave false info on your credit app, they could file criminal charges against you. As long as they don't you are OK.

joypulv
May 10, 2012, 06:06 PM
I can't help but think you are leaving something out. Perhaps you know the son and he put you on the payroll or just was willing to say you work there? And he signed a supervisor's name, and that person told the car dealer that he didn't sign it and you don't really work there?
Unless the dealer called the supervisor to verify and he said he knew nothing about it, and the part about you actually working there got lost in the shuffle.
But people do pretend for friends all the time so dealers do check.

conniegayle1020
May 10, 2012, 09:02 PM
I can't help but think you are leaving something out. Perhaps you know the son and he put you on the payroll or just was willing to say you work there? And he signed a supervisor's name, and that person told the car dealer that he didn't sign it and you don't really work there?
Unless the dealer called the supervisor to verify and he said he knew nothing about it, and the part about you actually working there got lost in the shuffle.
But people do pretend for friends all the time so dealers do check.



No, the son is the owner of the business an his father is his VP/supervisor. I have worked there for a couple years but they called the father who is only there part-time and at a different location. He called them back and told them yes I worked there but no, he did not sign a form. His son did, being the owner and all. Nothing was left out. I wouldn't ask for opinions and leave stuff out. That would be ridiculous.

ScottGem
May 11, 2012, 03:01 AM
Nothing was left out. I wouldn't ask for opinions and leave stuff out. That would be ridiculous.

But people do it all the time. Mostly unintentionally, because they don't know what's important. Also what often happens is people post conflicting stories, and that's what happened here. You initially said your job said you didn't work there: " that my supervisor said I did not work there.".

Now its clear, The owner confirmed employment but said he didn't sign some form. In that case, there is no fraud. And I'm guessing the auto dealer just used that as an excuse because they couldn't get financing.

conniegayle1020
May 11, 2012, 08:09 AM
But people do it all the time. Mostly unintentionally, because they don't know what's important. Also what often happens is people post conflicting stories, and that's what happened here. You initially said your job said you didn't work there: " that my supervisor said I did not work there.".

Now its clear, The owner confirmed employment but said he didn't sign some form. In that case, there is no fraud. And I'm guessing the auto dealer just used that as an excuse because they couldn't get financing.

No I never said I didn't work there... I said the supervisor /owners fathe worked at a different location/state and said I didn't work there. What?? This blog should be called "Argument Zone" . I don't hAVE TIME FOR THIS.

ScottGem
May 11, 2012, 08:41 AM
No I never said I didnt work there... I said the supervisor /owners fathe worked at a different location/state and said I didn't work there. WTF???? This blog should be called "Argument Zone" . I don't hAVE TIME FOR THIS.

First this isn't a blog, it's a Q&A site. Second, Try reading what you wrote. The impression was clear that the dealer claimed you committed fraud because your employer said you didn't work there.

No one is arguing with you, we are trying to help based on what you told us.