Have full time job but on short term disability for 1-2 months so will be getting pd my base pay but no incentive during that period. In 1997 GMAC repoed my Grand AM & wanted balance in full. I was unable to comply so GMAC turned the acct. over to a law firm. This law firm garnished my wages. In 2010 the garnishment stopped altogether so I assumed it had been satisfied. Last week received letter from same law firm saying I still owe $1900.00 & they will garnish me again if I don't comply. I'm assuming they waited 2 yrs to contact me again to acrue more interest. I admit I did create the original problem & thought I had learned a lesson & had become more diligent with my life & now this raises it's ugly head again. I can make payments when I'm back to work but money is tight until then. Can my short term disability be garnished? I have no depenents. I rent not own($475 per mo.). I have transportation with a loan through the bank which will be pd off in 3 more yrs. Bank note is $400 a month. I have many medical bills due to COPD & those payments are approx. $500 per month but it varies. Utilities are approx. $400 per mo. I live in Page County in Ia. I have a high school diploma & I'm 51 yrs old. Thank you for any help you can give me!

Yes, short term disability in MOST CASES can be garnished. SS Disability is protected. Other forms are not.

You can always try to negotiate - I'm sure you realize you made several mistakes. One of them was not knowing if the judgment was paid in full or not. I doubt the judgment was kept open in order to collect more interest. I would guess it's either an accounting error OR it was paid in full and someone has made a misake this time around.

The only way to know is to ask.