You CANNOT reclaim "mis-sold" PPI on these as the Limitations have elapsed, which is 6 years after settlement.
Also Business loans where not covered under the PPI ruling. This was concerning individuals, not companies..
For my American friends.
Judicial review - Payment Protection Insurance (PPI) - Personal finance - Which? Campaigns (http://www.which.co.uk/campaigns/personal-finance/the-ppi-campaign/judicial-review/)
In a nutshell it was found that many of the UK's Banks and other lenders had mislead consumers on the requirements of Payment Protection Insurance (PPI).
As such the Financial Service Authority (FSA) ruled that they should all review and repay any policies that where missold in this manner.
The Banks challenged this ruling in the High Court and LOST, so opening the flood gates for financial reclaims.
Following on from the legal challenge to Bank charges (which the consumers lost), this is the latest salvo in the continuing fight against the unfair practices employed by UK banks.
Hope that helped.