I'm considering becoming a Companion/Caregiver on a part-time, professional basis. I'm a senior and grandmother who enjoys helping others with errands, meals, light housekeeping, transportation to appointments and errands, etc., etc. I would not be living in the person's home however commuting on an as-needed basis. I'm well covered liability-wise through my auto and homeowner's insurance however wonder whether I need to be bonded? Thank you.