There was a tornado in my neighborhood 6 months ago. A roofer looked at my roof and said there is damage. He also said that my shingles are discontinued and are not being made anymore so the insurance co. Should replace the whole roof. The insurance co. said they can match any shingle as long as it LOOKS like the old ones, and just spot fix it? Who should I believe? Any advice?

Bottom line: You won't get paid for more than the ins co says they will pay you for...that is, they'll pay for repair or they'll pay for replacement, period.

So if an actual adjuster (from your ins. co) has not been out yet, get them out there. He/She will "rule" as to whether repair or replace...and very likely have a dollar amount of what they'll pay within a day or so...and quite possibly even write you a check on the spot.



Once you get the scoop from the adjuster, you go from there as to what, if anything, you'll do.

A tornado 6 months ago tells me there are "storm chaser" contractors in your area. They'll [I]certainly tell you you have damage. If the insurance company agrees - and you decide to have work done on your roof, be sure to pick a contractor who has been doing business in your area for years. Many of the ones in your town now are only there because of the recent tornado...and they'll be gone in a year.

Let us know how it goes.

See if you can get a insurance company adjuster to come out and inspect it.

Next you need to get a licenced contracter who is insured with liabiltiy and workers comp insurance ( that makes sure they are a real company)
And get about 3 of them to give you bids.

Then you take those bids and talk to your insurance cmpany.

Most shingles can be matched pretty close, even if one company is closed down another companies shingles will normally match standard colors,
white black, green and so on. If you had some special color custom made that can be different.

** this is a note for anyone doing a new roof, always keep a extra package of singles keep back for patch needs.

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