Originally Posted by getpeaceofmind
The answer is no. To enforce a judgment and levy banks in another state, the judgment creditor must apply for a sister state judgment. After they get the sister state judgment in the state where your other accounts are located, then yes, they can do a bank levy.
It really depends on the amount of the judgment. JudyKayTee is incorrect in some ways. There is no database to look up bank accounts. I am a private investigator and I can tell you locating bank accounts is not an easy thing and is certainly costly for the judgment creditor. If your judgment is for a small amount, usually a creditor will just give up. Its not worth the cost to locate accounts and the cost to get a sister state judgment.
The honest and best approach for you would be to negotiate with the creditor and try and pay it.
I have very limited collection experience - no taste for it, something I seldom. However, I never said there is a database for bank accounts. I said the creditor - and depending on just who that is and their resources - will notify banks (for example, Bank of America), provide the SS number and be provided with bank account info. It's often a glorified fishing expedition and, as I said, depends on the resources of the creditor.
I thought whether or not the creditor could then collect without sister state judgments depended on the States involved and the Bank charter but apparently you know and I am just surmising -