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    kajaseymour's Avatar
    kajaseymour Posts: 2, Reputation: 1
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    #1

    Oct 1, 2007, 01:14 PM
    How do I respond to a summons from a creditor
    My husband received a summons from a creditor. It said we have 20 days to respond. I don't know how to respond. Do I have to go to the courthouse or what do I do?
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
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    #2

    Oct 1, 2007, 01:19 PM
    Usually the big guys we owe money to don't come after us personally. They sell it to a collection agency. Write them back and ask them for details. Look closely at the paperwork to make absolutely sure it is an authentic summons; did you have to sign for it? If it came through the mail it could be on of the first scare tactics.
    kajaseymour's Avatar
    kajaseymour Posts: 2, Reputation: 1
    New Member
    		  
    #3

    Oct 1, 2007, 01:29 PM
    It was served to us by a deputy. The creditor is citibank. I don't know what I need to do to respond.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #4

    Oct 1, 2007, 03:31 PM
    The summons should list a court that issued it. You file an Intent to Defend with the court and send a copy to the creditor.
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