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    whateverroig's Avatar
    whateverroig Posts: 2, Reputation: 1
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    #1

    Jul 29, 2007, 04:35 PM
    Can a credit card company put a lien on your house
    My husband has a lot of credit card debt can a credit card company put a lien on the house
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Jul 29, 2007, 04:38 PM
    Normally no, the laws and rules for this vary by your location, Canada, Mexico, Iraq, or the US. And in the US, the state you live in, has various rules.

    In the US normally they don't, first they will have to go to court and get a judgement, once they have a judgement, they will normally garnish the wages, and attach all of the bank accounts. ** some states do not allow garnishments or have restrictions.

    In the few cases where they do and can get a lien on the house all they get is a lien, they can not force the sell but just have to wait till the house is sold.
    tadon99's Avatar
    tadon99 Posts: 2, Reputation: 1
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    #3

    Nov 13, 2008, 10:11 AM
    Quote Originally Posted by Fr_Chuck View Post
    Normally no, the laws and rules for this vary by your location, Canada, Mexico, Iraq, or the US. And in the US, the state you live in, has various rules.

    In the US normally they don't, first they will have to go to court and get a judgement, once they have a judgement, they will normally garnish the wages, and attach all of the bank accounts. ** some states do not allow garnishments or have restrictions.

    In the few cases where they do and can get a lien on the house all they get is a lien, they can not force the sell but just have to wait till the house is sold.

    What is about if the house still pay morgate evry month ?
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