Originally Posted by s_cianci
You made them an offer. They can take it or leave it, plain and simple. If they choose the latter, then if they pursue any continued attempts to collect from you, deny any existence of and responsibility for this debt. Be prepared to produce the court order stipulating that your ex is responsible for the balance and that you are indemnified and held harmless. Incidentally, the bank does not have the option not to "support" any bankruptcy judgment your ex may have been granted. If your ex petitioned for bankruptcy and it was granted, then the bank has no recourse with which to attempt to continue to collect from your ex. Now they can report the delinquency to credit bureaus and unfortunately your name will probably be attached to that as well. But that's the least of your worries.
Where do you get this legal advice? Once again - please quote your source.
OP has already stated there's a Court Order which covers this debt. Now you are advising her to deny the debt and further, deny the existence of the debt?
The creditor has no obligation to follow the Court's directive. If both parties are on the loan/credit card the creditor has every legal right to pursue both OR EITHER if the parties.
If OP cannot settle, then OP pays it and sues her "ex" for his share of the debt as well as asking that he be held in contempt.
Again - the creditor has absolutely no responsibility to follow the Court's directive.