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    ftexidor's Avatar
    ftexidor Posts: 1, Reputation: 1
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    #1

    Jan 18, 2009, 10:57 AM
    Notice of judgement
    I just got a notice of judgement what exactly does this mean?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #2

    Jan 18, 2009, 11:16 AM
    Quote Originally Posted by ftexidor View Post
    i just got a notice of judgement what exactly does this mean?


    A creditor has obtained a Judgment for money against you. The creditor can now use any means that are legal in your State to collect the debt.

    You had to have been served before the Judgment was obtained. If you were not, then you must go to the Court, review the file and attempt to open the Judgment for a new hearing - if you have a valid defense.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #3

    Jan 18, 2009, 11:54 AM

    Without knowing exactly what the notice says we can only guess. It could be a notice that a judgement was obtained against you as the result of a suit.

    It could be a notice that you are being sued.

    Please read the notice carefully and be more detailed about what it says.
    slowandeasy's Avatar
    slowandeasy Posts: 353, Reputation: 14
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    #4

    Jan 18, 2009, 01:12 PM

    Yes,and as noted above the judgement will allow for wage garnishments, if your state allows and also allow them to freeze your bank accounts. As ScottGem said we need a little more information about the suit. Was it for a credit card debt?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #5

    Jan 18, 2009, 01:13 PM
    Quote Originally Posted by slowandeasy View Post
    yes,and as noted above the judgement will allow for wage garnishments, if your state allows and also allow them to freeze your bank accounts. As ScottGem said we need a little more information about the suit. Was it for a credit card debt?


    I don't see that the type of debt matters. What am I missing?
    slowandeasy's Avatar
    slowandeasy Posts: 353, Reputation: 14
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    #6

    Jan 18, 2009, 02:24 PM

    Judy , you are not missing anything, When I was explaining what can happen when a person gets a judgement, I was also on the phone and didn't even realized that I asked was it cc debt... sorry
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #7

    Jan 18, 2009, 02:53 PM
    Quote Originally Posted by slowandeasy View Post
    Judy , you are not missing anything, When I was explaining what can happen when a person gets a judgement, I was also on the phone and didn't even realized that I asked was it cc debt......sorry

    No, not a problem - I was drinking coffee at the time myself so just about anything could have been going on. :)
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