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    NeedxxAnswers's Avatar
    NeedxxAnswers Posts: 3, Reputation: 1
    New Member
    		  
    #1

    Sep 20, 2008, 09:40 PM
    Capital One Phone Payment Fee?
    I completely forgot that my CC payment was due in a few days. If I make a phone payment on my capital one card today, will the $15 phone fee be immediately deducted from the credit card, or will it post on the closing date along with finance charges?

    I currently don't have enough on the card to cover the fee, and won't be able to pay the card off until next month. However, I plan to make the minimum payment, along with the additional $15 fee tonight, and I didn't want to acquire an over the limit fee.

    p.s. I'm not able to make a free online payment at this time. Thanks
    eriknugent's Avatar
    eriknugent Posts: 90, Reputation: -5
    Junior Member
    		  
    #2

    Sep 20, 2008, 09:42 PM

    They will ask if you want the $15 added to your payment or to you account
    missingpieces's Avatar
    missingpieces Posts: 70, Reputation: 6
    Junior Member
    		  
    #3

    Oct 8, 2008, 01:25 AM

    Capital one is evil, too many fees, pay it off and get another card if you can. I have one and they are horrible! But I think, THINK, that it will be added to your payment amount that you will be charged. Call cust. Service and as to be sure.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #4

    Oct 8, 2008, 06:08 AM

    I've heard some bad things about Capital One but I've never had a problem with my C-1 credit card. Of course I pay on time every month.

    But yes, if you have to pay a fee for making a payment then it will be added to the amount of the payment.

    Can't you go into a C-1 branch and make the payment?
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